Hurricane Irma has Insurance Companies warning policyholders to be prepared and take the following tasks;
Inventory high-dollar household items, including receipts, purchase dates, and serial numbers. Photograph or videotape possessions. Keep copies of this information with your insurance policies and cards in a safe place.
Print insurance policies and take note of hurricane deductibles. Most policies have a hurricane deductible equivalent to 2 percent to 5 percent of a home’s insured value. That means you are responsible for that portion of the repair costs.
After the storm, if consumers sustain damage to their property, the state’s toll-free Insurance Consumer Helpline staff can help with the claims-filing process at 1-877-693-5236.